In a “gig” economy, the next paycheck is not guaranteed and individuals may find themselves in a financial bind between gigs. You can get up to $7,500 with 1 qualified guarantors and up to $36,000 with 2 qualified guarantors.
Loans & Grants
List of national, state and local resources on funding opportunities. New resources are added as information becomes available.
Nonprofit loan/grant programs
California
Jewish Free Loan Association
Gig Worker & Independent Contractor Help And Assistance
Area served: California Audience: Self-employed
Application deadline: Open, no end date posted
Nonprofit loan/grant programs
Colorado
Northeastern Colorado Revolving Loan Fund
Northeast Colorado Revolving Loan Fund - COVID Funding
NCRLF provides small business loans in the six counties of northeastern Colorado. Loans are made to benefit communities, through new or existing services or products and job growth.
Area served: Logan, Morgan, Phillips, Sedgwick, Washington, and Yuma counties, Colorado Audience: Small Business Owners
Application deadline: Open, no end date posted
Nonprofit loan/grant programs
Colorado
Neighborworks
Neighborworks Southern Colorado Emergency Small Business Loan Fund COVID-19
The Small Business Emergency Microloan Program now provides financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak. They offer loans from $1,000 to $20,000.
Area served: Southern Colorado, Colorado Audience: Small Business Owners
Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California
Pacific Community Ventures
The Oakland Restorative Loan Fund
$2.5 million in zero-interest loans are now available to BIPOC or AAPI-owned business through PCV’s new Oakland Restorative Loan Fund. This fund can help combat gentrification and displacement, and support business owners as state and federal grant programs begin to end.
Area served: California Audience: Small Business Owners
Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California
Working Solutions
Small Business Loans
Whether you are a first-time business owner or a serial entrepreneur, have limited credit history or stellar credit, have a banking partner or have been turned down for a bank loan, are an existing business or your business is pre-revenue, Working Solutions offers affordable loans, application assistance, and free business consulting to support your next step. They offer loan amounts between $5,000 to $100,000.
Area served: California Audience: Small Business Owners
Application deadline: Open, no end date posted
