Loans & Grants

List of national, state and local resources on funding opportunities. New resources are added as information becomes available.

California

Pacific Community Ventures

The Oakland Restorative Loan Fund

$2.5 million in zero-interest loans are now available to BIPOC or AAPI-owned business through PCV’s new Oakland Restorative Loan Fund. This fund can help combat gentrification and displacement, and support business owners as state and federal grant programs begin to end. There are no application fees and no minimum credit score to apply. 

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
Georgia

LiftFund

LiftFund Georgia

Grow your small business with a 0% interest loan! LiftFund is proud to partner with Community Foundation for Greater Atlanta, The Wilbur and Hilda Glenn Family Foundation, R. Howard Dobbs, Jr. Foundation and Capital One to support Atlanta businesses with recovery funding at zero-percent interest.  

Area served: Georgia
Audience: Small Business Owners

Application deadline: Open, no end date posted
Local government loan/grant programs
Colorado

City of Northglenn

City of Northglenn Business Utility Assistance Grant

This program is available to new or existing businesses in the Northglenn Urban Renewal Authority area. Its purpose is to provide assistance with upgrades necessary related to water, wastewater and storm water system upgrade costs. The property owner is allowed to receive reimbursement for up to 50 percent of the cost of the improvement with a maximum reimbursement of $12,500 or $13,750 if a Northglenn contractor is used for the improvements.

Area served: Colorado
Audience: Small Business Owners

Application deadline: Open, no end date posted
State loan/grant programs
Pennsylvania

Pennsylvania Industrial Development Authority

Pennsylvania Industrial Development Authority Fund

Pennsylvanis has created a $61 million fund to provide working capital loans of up to $100,000 directly to small businesses and hopefully nonprofits (those that employ 100 or fewer persons). The interest rate is currently 3%, however the PIDA board has the authority to adjust the interest rates and so it is possible the board will act to lower rates to as low as 0%. The program will be administered by the Pennsylvania Industrial Development Authority (PIDA).

Area served: Pennsylvania
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Oakland Black Business Fund

Oakland Black Business Fund

Funds are available for Black-owned businesses that have been impacted by the pandemic and recent protests. Phase 1 will provide immediate response funds for repairing damages, providing storefront protection, and replacing equipment losses as a result of protests and looting.

Area served: Oakland, California
Audience: Small Business Owners

Application deadline: Open, no end date posted

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National Resources

Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

The Halstead Grant

2024 Halstead Grant

The Halstead Grant is an annual award for emerging silver jewelry artists. The experience is designed to help jewelry entrepreneurs create a strategy to kick-start their careers. 

Audience: Small Business Owners

Application deadline: Wednesday, May 1, 2024
Nonprofit loan/grant programs
National

NDN Collective

Community Self-Determination Grant

This grant opportunity will provide Tribal Nations, communities and organizations as an investment in Indigenous power and a means to foster equity and inclusion, and to reframe decision-making with those most impacted. Applications open May 29, 2024.

Audience: Small Business Owners

Application deadline: Wednesday, July 17, 2024
Nonprofit loan/grant programs
National

Kiva

Kiva loan

Venturize is partnering with Kiva to bring affordable capital to U.S. small business owners. Kiva provides loans with 0% interest.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

The Awesome Foundation

Awesome Foundation Grant

The Awesome Foundation is an ever-growing worldwide community devoted to forwarding the interest of awesome in the universe. Created in the long hot summer days of 2009 in Boston, the Foundation distributes $1,000 grants, no strings attached, to projects and their creators.

Audience: Small Business Owners

Application deadline: Open, no end date posted